Welcome to Cindy's Porch Welcome to Cindy's PorchDO instead of BUY at Cindy's Porch!Saving in the Kitchen at Cindy's Porch!Loving the Home You Live In at Cindy's Porch!Rediscover Your Finances at Cindy's Porch!

Welcome to March on Cindy's Porch!

Spring is on it's way!


Welcome to Cindy's Porch! Grab yourself a cup of tea and pull up a chair. Are you ready to discover the treasures that are available in your home, your neighborhood, and within your family that cost absolutely nothing? This is where we learn to "DO instead of BUY". Where we "SHOP at home FIRST" and discover that "procrastination" can be our best friend when it comes to BUYing more stuff.

Click here to join our e-mail list for more tips, ideas, and encouragement (hosted by Yahoo! Groups). It doesn't cost a thing.

Debt declined in 2010! Are old debts keeping you living in the financial past? Does day-to-day living clean out the checking account? Have you been waiting until "later" to begin setting aside money for your financial future? "Later" has arrived. Welcome to Cindy's Porch! Remember, we are NOT financial experts. We are simply people like you who have learned how to manage our money and make it work for us. No "get rich quick" schemes here. These are life-long money skills that we use every day. Keep reading... Are you ready to DO?

Thursday, March 11, 2010

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2010 is the year of the "PILE"!

We're tackling piles of debt, piles of stuff, and opening the door for piles of DOing and piles of savings! - Cindy


"I am amazed every day at how much money was wasted in our prior lives on convenience food, spur of the minute purchases and other unnecessary spending." - Jennifer in Massachusetts







Cindy's Porch March Goal 1March Goal #1: DO Something That You Have Never Done Before"

DO Something New: It's a New Decade and spring is just around the corner. My daughter informed me she has a "bucket list" filled with activities she plans on DOing throughout her lifetime. I'm not sure I want to see this bucket list (I'll worry too much LOL), however it is exciting to see her begin to cross off some of those items. What's on your list? When are you planning on DOing something new to you? We've got some ideas from our readers to get you started.... This month, choose just one simple thing and DO it!

Cindy's Porch March Goal 2 March Goal #2: SHOP for Food ONLY with a List

SHOP with a List: Writing out a shopping list is like adding a $50 bill right into your wallet. You are going to be shocked by how much you save when you stick to your list. It just takes minutes. Use the cash you save to build up your Sophie (emergency account). We've brought back our popular pre-made shopping list to get you started. Hang it on the fridge. Let the savings begin!






Cindy's Porch March Goal 3 March Goal #3: Put a Credit Card (or two or three) on Vacation

Get Those Useless Cards Out of Your Wallet: "Cindy, are you kidding me?" No. Those credit cards keep us in debt. They are too easy. They are too tempting. One of the fastest ways to keep yourself from adding NEW debt to your current PILE of debt is to start stashing those pesky cards away. Choose one (perhaps one of those retail store cards) and pack it away. Put it on vacation. Get it out of your wallet. You can DO this. Remember, the credit card companies want you "interested" in their services as much as possible. Get rid of the cards you don't want anymore. Pay them off. Get them out of your life. Then begin to manage the ones you DO want.

Cindy's Porch March Goal 4 March Goal #4: Loving the Bathroom You Pamper YOU In!

Our Bathrooms: Home to toothpaste splatters, wet towels, old medicines, outdated eyeshadow, the hidden chocolate stash, and other mysteries of life (huge grin). Yes, we are going in. Our bathrooms are getting a shiny de-piling makeover. Nothing is safe. We are even going UNDER the sink. Are you ready to discover an amazing room to pamper yourself in? (If you are able to get your fellow to help you out, then click on the "Love Your Home" link on the top of the page for the guy-friendly bathroom cleaning tips.)



Are You New to Cindy's Porch? Links to our most popular pages...

From Cindy's Porch: Three Rules of NOT Buying The Three Rules of NOT Buying: These are the rules that Cindy's Porch was founded on. Take these rules with you everytime you go shopping and you will discover more cash left in your wallet and less stash on it's way into your home!

Your Finances: We've got three simple steps to get you started on your journey to "Rediscover Your Money. Before you know it, your purse and wallet will be overhauled, you'll be tracking your spending, and you'll even have a spot in your home to "manage" your money (and it won't cost a dime). As your journey continues, you'll be taking a hard look at where your finances are today. How much do you OWN and how much do you OWE? Then we blow the dust off your savings account (YIKES). Remember what it was like when you opened your first savings account? We are going to recapture that magic. Credit card debt holding you back? Check out the "Three Magic Words" for avoiding new debt. Then read about how to tackle your current debt ONE CHUNK MORE at a time.

Loving Your Home: When you are unhappy with your home or stressed by a mess that never seems to go away, the temptation to BUY something to make things better or make things “look” better can become very strong. Some of us will even use a trip to the store or the mall as an excuse to escape this mess and this stress (been there, done that). Then the retailers, advertisers, and marketers begin to whisper their clever messages of BUY BUY BUY! Blech! Check out the "NOT ME FIVE," those 5 little things that can mess up a home in no time flat ("not me" is the person who messed it LOL). Dusting, vacuuming, and washing only takes minutes when the NOT ME FIVE are gone. We've also got tips for "deep cleaning" including the "guy's version" (put your hard hats on, we are going in). Enjoy!

Kitchen Treasure: Do you know what's lurking in your fridge, freezer and pantry? With our easy to use printout sheets and meal planning calendar you can SHOP at home FIRST for supper and save money at the same time! We've also added in steps for tackling the fridge (YIKES), and tips for solving the lunch time blues.

Cindy's DO-log

Click image to view our DO LOG!
My adventures in DOing and Finance. (Click on me in my bright green parka)





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The Legal Disclaimer: I am not a doctor, nutritionist, or health expert. I am simply a woman,
wife, and mom trying to make sense out of all the "advice" out there. - Cindy
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