Have you ever redecorated or painted a room and wished that you had taken a "before" picture - just so you could compare the "before and after" results? We are going to do the same thing. You are going to begin to "Rediscover Your Money" with a "before" picture. A snapshop of how things look in January.
Now, don't get bogged down in the details! This is simply a snapshot of where your finances are today. We are going to do this again in May and in October and then again in January of next year. And we've got our fingers crossed that over time, the numbers will begin to change - for the positive! Have fun. This isn't a test. It is simply your "before" picture!.
Print out the pages and add them to your Money Binder.
Note: these are PDF files. You will need Adobe Acrobat Reader (TM) to read these. (If you are having problems with the PDF files, we have also added GIF files. They are not as clear, but will work also.)
Note from Cindy: I know that some of you already have systems to track your incoming and outgoing finances. If they are working for you, please don't change a thing. Update the figures for this month and use it as your "before" picture.
Remember, we are on a treasure hunt! We're looking for savings opportunities in your spending habits. Congratulations on a great start!!
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